About Ricky

I believe financial decisions are too important to be confusing.

My early financial struggles led me to spend 17 years teaching personal finance, helping students understand money, credit, debt, investing, and the choices that shape their financial future. I didn’t want them to make the same mistakes I did.

Later, I earned a Master's Degree in Personal Financial Planning because I wanted a deeper understanding of how financial decisions work together to create long-term financial success.

Today, I bring that background to mortgage lending.

A mortgage isn't just a loan. It's one piece of a much bigger financial picture. My goal is to help clients understand their options, make informed decisions, and move forward with confidence.

I’m an Aurora, Colorado native, but I’ve made Granville, Ohio my home. When I'm not helping homebuyers, you'll usually find me spending time with my wife Lori and our son Miller. We love cheering on our Denver Broncos, working on a home improvement projects, and getting outside hiking, exploring, and having adventures!

A smiling woman with long, light brown hair and a beige striped top, a young boy with dark hair smiling widely, and a man with short light brown hair wearing a red shirt, all posing together indoors against a dark wall with vertical panels.

Ready to Start Your Loan Journey?

Send me a quick message and let’s find the best financing option together.